Health Care Debacle



Health Care Debacle Bottom

Are we there yet? It will be a tragedy if Law Makers cannot focus long enough to Repeal and Replace the current fiasco known as “Affordable Health Care”. Any legislation with the word Mandate will fail to deliver according to expectations. There seems to be a fixation on the word mandate to the extent that it continues to be a part of Legislation from the Clinton era to now. Will someone put the word back into the Dictionary. Equally relevant, any legislation which tries to give more than the necessary credence to Insurance companies will fail to deliver according to expectations.

Law Makers need to determine how much and what involvement should Insurance companies have in the development of the ultimate document. If Insurance companies are given a major role in the crafting of the ultimate document, it will fail to deliver consistent with the real need of the people. Do not expect Insurance companies to assist in the legislation of equitable and in some cases free Health Insurance for the people. Yes, in some cases based on a means test or affordability scale some of my fellow Americans will require free Health Insurance and Care. And why not. If you can go abroad and provide free Health Care, then why not do it for our citizens. Charity begins at Home.

No Insurance company is about to craft legislation that will take money out of their pockets willingly. That is just not good business practice. However, this matter is not about the business of Health Insurance. It is about the people and their need for affordable Health Insurance devoid of complicated verbiage. Insurance companies will not lose money. Sure, they may lose money on the Health Insurance line item but they will make it up on another line. Do not believe that the Health Insurance companies only sell Health Insurance. The current White House Administration should know that very well.

Now is the time to repeal the current fiasco known as “Affordable Health Care”. Timing is everything. The Republican Party and the newly elected Administration must seize the moment and act accordingly but with more forward thinking. Everyone seems to be consumed with the cost to Government. I agree that is important but we are not there yet. The current stage is the draft. The current stage is the Pro Forma. No plan is complete without revision. There will be time enough for counting, when the deal is done.

Millions of Americans are, or soon to be without Health Care because they cannot afford Health Insurance. I realize that Legislators feel the need to provide input and be part of the Legislation and that is awesome but let’s get on with the provision.

The question was and still is, how do we provide Health Insurance for millions of Americans who are uninsured and in some cases underinsured. The time is right for the Republican Administration to Repeal “Affordable Health Care “as is constituted and develop a constructive provision. Keep it simple, probably 20 pages.

Somewhere along the way Journalism and Law Schools determined that numerous pages of verbiage is the way to address and explain resolution to important issues. Fortunately, the opposite is true and has withstood the test of time. In essence, Keep It Simple.

Draining the swamp is still in order for Republicans and Democrats alike. The Administration needs to be cautious not to go down the path of the Republican establishment. The Administration needs to develop a path consistent with Conservative Republicans. The current Pro Forma needs work and revision. Yes, it would be terrific to gain the support of House Leadership but their Agenda is not that of Conservative Republicans on this issue. Their agenda has been to the market place and Conservative Republicans are not interested. The Administration needs to work on revision of Repeal and Replace so that it meets the expectations of Conservative Republicans. Current proposal is a mouth with missing teeth. Pardon the analogy.

We have a Health Insurance issue because most Americans have coverage which is connected to their employment. Some of the uninsured are no longer employed and Cobra is too expensive. Others are employed but their Health Insurance is too expensive and simply cannot afford it. A true provision must address how Self-employed or individuals will be able to acquire Health Care at an affordable price.

It is not Health Care that needs reform. It is the cost, access, and availability of Health Insurance that needs reform. Choosing Health Care is analogous to deciding which car to buy.  However, one must first have money or access to make that decision. In this case money or access inclusive of applicable discounts is Health Insurance.

Health Care, is the availability of Medical Goods and Services including buildings and equipment whose sole purpose is to preserve, maintain, prolong health, and ultimately life. Health Insurance is the free or affordable access to Health care.

Each time affordable access to Health care is discussed, cynics and the dis-ingenuous raise the subject of Entitlements. Leave entitlements alone. Such discussion only muddies the water, clutter the table, or create distraction.  Leave entitlements alone. People either paid for or earned their entitlements. Therefore, that subject is irrelevant. The bottom line is you can provide assistance regarding Health Care for your citizens or you cannot. If you cannot, then we should shut up.

Citizens are not the same as residents and certainly not the same as Illegal immigrants. You can be a resident and not a citizen. If you are an illegal immigrant, you do not qualify as a resident and definitely not a citizen. Seems to me that definition should be disclosed and made clear in the provision of “Affordable Health Care”. Perhaps, this why the Legislation or agreements thereon is taking this long. In one sentence, I just eliminated two groups of people. That should definitely reduce the projected cost. Census says there are 300 million people in country but not all are citizens.

Let’s get on with the “Affordable Health Care” provision. Quit talking and stalling. There is nothing to it but to do it. Are we there yet?

Health Care Debacle Top

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